PURWANINGRAT, Putu Atim; OKTARINI, Luh Nik; SARASWATHI, Ida Ayu Anggawulan. Managing Personal Finance: The Role of Spiritual and Financial Knowledge. Warmadewa Management and Business Journal (WMBJ), [S. l.], v. 1, n. 2, p. 93–101, 2019. DOI: 10.22225/wmbj.1.2.2019.93-101. Disponível em: https://www.ejournal.warmadewa.ac.id/index.php/wmbj/article/view/1251. Acesso em: 16 jan. 2026.