Pengaruh Dana Pihak Ketiga, Kecukupan Modal dan Risiko Kredit terhadap Profitabilitas LPD Desa Adat Jimbaran Periode Tahun 2013-2017
DOI:
https://doi.org/10.22225/wedj.3.1.1591.21-28Keywords:
Third Party Funds, Capital Adequacy, Credit Risk and ProfitabilityAbstract
To answer the questions posed in this study, the method of the Classic Assumption Test, Multicollinearity Test, Heterocedasticity Test, Autocorrelation, Multiple Linear Regression Analysis, t Test, Determination Coefficient, and the third F Test, capital adequacy and credit risk to the profitability of Credit Institutions Desa (LPD) Adat Jimbaran Village, and through the data collection method used is a multiple linear regression data analysis technique method. Thus it can be made multiple linear regression as follows: DPK variables are positive and not significant to profitability, if deposits increase then profitability will increase, and vice versa. The capital adequacy variable has a positive and not significant effect on profitability, if capital adequacy increases the profitability increases, so that the opposite variable credit adequacy has a negative and not significant effect on profitability, if credit credit increases then profitability will increase, and vice versa.
References
Buchory, H. A. (2015). Banking Profitability: How does the Credit Risk and Operational Efficiency Effect?. Journal of Business and Management Sciences, 3(4), 118-123. Retrieved from http://www.sciepub.com/reference/129227
Buyuksalvarci, A., & Abdioglu, H. (2011). Determinants of capital adequacy ratio in Turkish Banks: A panel data analysis. African Journal of Business Management, 5(27), 11199–11209. Retrieved from https://doi.org/10.5897/AJBM11.1957
Firmansyah, A. (2013). Analisis Pengaruh Dana Pihak Ketiga, Kecukupan Modal, Penyaluran Kredit dan Efisiensi Operasi terhadap Profitabilitas Bank (Studi Kasus Pada Bank Persero periode 2009-2012). Jurusan Manajemen Fakultas Ekonomi Dan Bisnis Universitas Islam Negeri Syarif Hidayatullah Jakarta. Retrieved from http://repository.uinjkt.ac.id/dspace/bitstream/123456789/23954/1/ade%20firmansyah%20%28108081000038%29.pdf
Javaid, S., Anwar, J., Zaman, K., & Gafoor, A. (2011). Determinants of Bank Profitability in Pakistan: Internal Factor Analysis. Mediterranean Journal Of Social Sciences, 2(1), 59–78. Retrieved from https://www.mcser.org/images/stories/2_journal/mjss02/saura javaid.pdf
Kasmir. (2012). Manajamen Perbankan. Edisi Revisi. Jakarta: PT Raja Grafindo Persada.
Martono. (2010). Bank dan Lembaga Keuangan Lain. Yogyakarta: EKONOSIA.
Masdupi, E., & Defri. (2012). Pengaruh Capital Adequacy Ratio (CAR), Likuiditas dan Efisiensi Operasional terhadap Profitabilitas Perusahaan Perbankan yang Terdaftar di BEI. Jurnal Kajian Manajemen Dan Bisnis, 1(1). Retrieved from https://doi.org/10.2403/jkmb.476700
Munawir, S. (2002). Analisis Informasi Keuangan. Edisi Pertama. Yogyakarta: Liberty.
Pandia, F. (2012). Manajemen Dana dan Kesehatan Bank. Cetakan Pertama. Jakarta: Rineka Cipta.
Sukma, Y. L. (2013). Pengaruh Dana Pihak Ketiga, Kecukupan Modal Dan Risiko Kredit Terhadap Profitabilitas (Perusahaan Perbankan yang Terdaftar di BEI). Jurnal Akuntansi, 1(2), 1-25. Retrieved from http://ejournal.unp.ac.id/students/index.php/akt/article/view/630
Wibowo, E. S., & Syaichu, M. (2013). Analisis Pengaruh Suku Bunga, Inflasi, Car, Bopo, Npf Terhadap Profitabilitas Bank Syariah. Diponegoro Journal of Management, 2(2). Retrieved from https://ejournal3.undip.ac.id/index.php/djom/article/view/2651
Yuanjuan, L., & Shishun, X. (2012). Effectiveness of China’s Commercial Banks’ Capital Adequacy Ratio Regulation A Case Study of The Listed Banks. Interdisciplinary Journal Of Contemporary Research In Business, 4(1), 58–68. Retrieved from https://journal-archieves18.webs.com/58-68.pdf
