Pemberian Kredit Modal dan Investasi Untuk Pengembangan Usaha yang Berkelanjutan pada Dian’s Songket

Authors

  • Putu Ayu Sriasih Wesna Program Studi Magister Kenotariatan, Fakultas Pascasarjana, Universitas Warmadewa, Indonesia
  • I Wayan Kartika Jaya Utama Program Studi Magister Kenotariatan, Fakultas Pascasarjana, Universitas Warmadewa, Indonesia
  • Indah Permatasari Program Studi Magister Kenotariatan, Fakultas Pascasarjana, Universitas Warmadewa, Indonesia
  • I Nyoman Putu Budiartha Program Studi Magister Kenotariatan, Fakultas Pascasarjana, Universitas Warmadewa, Indonesia
  • I Made Suwitra Program Studi Magister Kenotariatan, Fakultas Pascasarjana, Universitas Warmadewa, Indonesia
  • Johannes Ibrahim Kosasih Program Studi Magister Kenotariatan, Fakultas Pascasarjana, Universitas Warmadewa, Indonesia
  • I Wayan Wesna Astara Program Studi Magister Kenotariatan, Fakultas Pascasarjana, Universitas Warmadewa, Indonesia
  • Ni Luh Made Mahendrawati Program Studi Magister Kenotariatan, Fakultas Pascasarjana, Universitas Warmadewa, Indonesia
  • I Nyoman Sujana Program Studi Magister Kenotariatan, Fakultas Pascasarjana, Universitas Warmadewa, Indonesia
  • I Nyoman Sukandia Program Studi Magister Kenotariatan, Fakultas Pascasarjana, Universitas Warmadewa, Indonesia
  • Anak Agung Istri Agung Program Studi Magister Kenotariatan, Fakultas Pascasarjana, Universitas Warmadewa, Indonesia
  • I Made Pria Dharsana Program Studi Magister Kenotariatan, Fakultas Pascasarjana, Universitas Warmadewa, Indonesia
  • I Nyoman Alit Puspadma Program Studi Magister Kenotariatan, Fakultas Pascasarjana, Universitas Warmadewa, Indonesia
  • Ryskiaden Markus Program Studi Magister Kenotariatan, Fakultas Pascasarjana, Universitas Warmadewa, Indonesia
  • Tjokorda Gede Agung Sayogaditya Widya Pramana Putra Program Studi Magister Kenotariatan, Fakultas Pascasarjana, Universitas Warmadewa, Indonesia
  • Miel S. Bongon University Of Nueva Caceres, Timor Leste
  • Marcelo Roland C. Villafuerte University Of Nueva Caceres, Timor Leste
  • Demosthenes B. Vibandor University Of Nueva Caceres, Timor Leste
  • Leovigildo C. Sentelices University Of Nueva Caceres, Timor Leste
  • Carlos M. Raymundo University Of Nueva Caceres, Timor Leste

DOI:

https://doi.org/10.22225/pcsj.6.1.2025.1-7

Keywords:

business, capital, credit, investment, sustainable

Abstract

Dian's Songket which started its business in 1995 which is engaged in the weaving industry of songket and endek woven fabrics. Dian's Songket in running its business faces various challenges in an effort to develop its business. One of the main problems faced is the limitation of capital. The purpose of the Community Partnership Program activity is to provide socialization of the importance of providing capital credit so that the sustainability of the business can grow rapidly. And it can provide benefits, namely that Partners can better understand the importance of providing capital credit so that the sustainability of their business can grow rapidly. The implementation of service activities at Dian's Songket begins with direct observation and then an analysis of legal needs, socialization and legal education for business owners and managers, preparation of conflict or dispute resolution procedures as well as evaluation and documentation of service activities. This socialization took place comprehensively from sharing knowledge owned by the PKM team or several questions from Dian's Songket itself. So that in the implementation of this PKM can help Dian's Songket to better understand several elements that must be held in the form of a sense of trust, agreement between the parties, the period given, risks that will occur and remuneration that must be carried out so that from these elements the Bank as a creditor can later help to provide capital credit back for Dian's Songket to develop its sustainable business.

References

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Octarina, A. S., & Khoirudin, R. (2022). Analisis peran kredit investasi terhadap pertumbuhan ekonomi di Indonesia. Jurnal Paradigma Ekonomika, 17(2).

Published

2025-07-28

Issue

Section

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