BHEGAWATI, Desak Ayu Sriary. ANALISIS FUNGSI INTERMEDIASI DAN RISIKO KREDIT MACET (STUDI KASUS PERBANDINGAN BANK UMUM DAN BPR) DI PROVINSI BALI. KRISNA: Kumpulan Riset Akuntansi, [S. l.], v. 10, n. 1, p. 22–31, 2018. DOI: 10.22225/kr.10.1.2018.22-31. Disponível em: https://www.ejournal.warmadewa.ac.id/index.php/krisna/article/view/710. Acesso em: 16 jan. 2026.